Is an annuity a good move? It’s very confusing to determine fact from fiction with the plethora of information written about annuities on the internet. Like most everything else in… Read More
Annuities: Are They a Good Move?
Is Your Investment Account Safe from Fraud and Cyber Thieves?
With cyber theft on the rise, cybersecurity has become a huge concern among businesses and individuals alike. It is therefore very important to understand how to protect your investment accounts… Read More
Sick of Renting? Follow these Tips when Buying a Home
The biggest mistake people make when making the jump from renter to homeowner is underestimating the total cost of owning a home. Remember, as the homeowner, you are responsible for… Read More
Disability and Life Insurance for Your Adult Children – How Does That Affect Your Retirement?
You’ve done a good job of saving money over the years by watching your budget, living within your means, investing your money carefully, and putting in place risk management strategies… Read More
Should You Do It Yourself? Investments and Financial Planning
Smart people shouldn’t need to hire a financial planner or professional investment manager, right? After all, smart people can read and research to inform themselves and therefore they can take… Read More
It Doesn’t Go On Sale: Don’t Wait Until You’re Older for Long Term Care Coverage
“I cannot wait to pay the premiums for my homeowner’s, car, and long term care insurance policies,” said NOBODY ever. Insurance is one of those “necessary evils,” that we spend… Read More
Inherited IRAs: Don’t Touch Without First Consulting a Professional
If you have inherited an IRA, there are some important rules you must know to avoid some painful and irreversible consequences. The very first step to take is to contact… Read More
How to Determine Your RMD (Required Minimum Distribution)
You probably know that when you reach the age of 70½ you are required to make annual withdrawals from your retirement accounts upon which you will be taxed. There is… Read More
Are You Taking Too Much Risk with Your Bonds (Or Paying Too Much)?
Until very recently (2018), bond brokers were not required to disclose the markup that they are charging for the bonds they sell to their clients. Even today, while the markup… Read More
How Investment Fees and Expenses Work
How Fees Work: There are three types of fees associated with mutual funds that are charged to the investor: Expense ratios: All mutual funds have expense ratios, which range from… Read More
